Step 1 of 7
Configure Transfer
Define the transfer type, source scheme, and receiving platform before uploading member data.
Transfer Type
Pension Scheme Transfer
Bulk transfer of defined benefit or defined contribution pension scheme members
Book-of-Business Migration
Full migration of adviser or intermediary client book to Sonata platform
Bulk Account Opening
Mass creation of new accounts for corporate or workplace scheme members
Batch Details
Used for capacity planning only — actual count determined at upload
Compliance Settings
Step 2 of 7
Upload Member Data
Upload a CSV or Excel file containing member records. Bravura Consolidate will auto-detect columns and pre-map to Sonata's data schema.
Drop your member file here
or click to browse — supports CSV, XLSX, XLS
.CSV
.XLSX
.XLS
capita_gps_members_export_20260414.csv
Step 3 of 7
Field Mapping
Review how your source columns have been mapped to Sonata's member data schema. Auto-matched fields are highlighted — adjust any incorrect mappings before proceeding.
14
Auto-mapped
3
Needs review
1
Skipped
94%
Schema coverage
Column Mapping — Source → Sonata Schema
Source Column
Sonata Field
Status
MEMBER_ID
→
Auto
FIRST_NAME
→
Auto
LAST_NAME
→
Auto
DOB
→
Auto
NI_NUMBER
→
Auto
EMAIL
→
Auto
TRANSFER_VALUE
→
Auto
SCHEME_REF
→
Auto
ADDR_LINE1
→
Auto
POSTCODE
→
Auto
PHONE_NO
→
Auto
GENDER
→
Auto
EMP_START_DT
→
Auto
CONTRIBUTION_RATE
→
Auto
GMP_FLAG
→
Review
PREV_SCHEME_TYPE
→
Review
EXPRESSION_OF_WISH
→
Review
INTERNAL_NOTES
→
Skip
Step 4 of 7
AML / KYC Screening
All 247 members have been screened against OFAC, HM Treasury, and UN sanctions lists. Identity verification checks completed using Enhanced Due Diligence rules.
231
Cleared — pass
4
Sanctions match
9
PEP flags
3
ID unverifiable
Screening Results — All Members
| MEMBER ID | NAME | DOB | TRANSFER VALUE | SANCTIONS | PEP CHECK | ID STATUS | OVERALL |
|---|---|---|---|---|---|---|---|
| CGP-001247 | James Hartwell | 12/04/1961 | £142,650 | Clear | Pass | Verified | Pass |
| CGP-001248 | Sarah Pemberton | 03/09/1968 | £89,200 | Clear | Pass | Verified | Pass |
| CGP-001249 | Mohammed Al-Rashid | 27/11/1972 | £215,400 | HMT Match | PEP — L2 | Verified | Block |
| CGP-001250 | Patricia Yuen | — | £38,100 | Clear | Pass | Incomplete | Review |
| CGP-001251 | Robert Chukwudi | 15/06/1959 | £301,750 | Clear | PEP — L1 | Verified | Review |
| CGP-001252 | Fiona MacPherson | 22/01/1965 | £127,300 | Clear | Pass | Verified | Pass |
| CGP-001253 | David Volkov | 08/03/1970 | £178,900 | OFAC Match | PEP — L1 | Verified | Block |
| CGP-001254 | Angela Whitmore | 30/07/1975 | £94,600 | Clear | Pass | Pending | Review |
| CGP-001255 | Lord Charles Eddington | 14/12/1948 | £445,000 | Clear | PEP — L1 | Verified | Review |
| ... 238 more records — showing 9 of 247 | |||||||
Step 5 of 7
Exception Management
16 members require action before the batch can proceed. Resolve, escalate, or remove each exception. The 231 cleared members are ready to proceed at any time.
4
Sanctions — blocked
7
PEP — pending review
3
ID — unverifiable
2
Duplicate risk
| MEMBER | EXCEPTION TYPE | DETAIL | TRANSFER VALUE | PRIORITY | ACTION | |
|---|---|---|---|---|---|---|
| Mohammed Al-Rashid CGP-001249 | Sanctions Match | HM Treasury Consolidated List — name & DOB match (confidence 94%) | £215,400 | High | ||
| David Volkov CGP-001253 | Sanctions Match | OFAC SDN List — name match (confidence 87%); PEP Level 1 | £178,900 | High | ||
| Viktor Marchetti CGP-001288 | Sanctions Match | UN Consolidated List — name match (confidence 78%) | £92,500 | Medium | ||
| Natasha Oleynik CGP-001301 | Sanctions Match | HM Treasury — name match (confidence 71%); pending manual review | £67,200 | Medium | ||
| Lord Charles Eddington CGP-001255 | PEP — Level 1 | UK Life Peer; hereditary title; requires EDD sign-off | £445,000 | High | ||
| Robert Chukwudi CGP-001251 | PEP — Level 1 | Former local government official; low risk rating; Enhanced screening passed | £301,750 | Low | ||
| Patricia Yuen CGP-001250 | ID Unverifiable | Date of birth missing; email not provided; unable to run electronic verification | £38,100 | Medium | ||
| William Fletcher CGP-001319 | Duplicate Risk | Existing Sonata member record found — same NI number; possible duplicate transfer | £156,000 | Medium |
Step 6 of 7
Review & Submit
Review the final batch summary before authorising submission. Once submitted, the batch will be processed in parallel across Sonata's transfer pipeline.
✅ Batch is ready to submit
231 of 247 members have cleared all checks and are ready to onboard. 16 exceptions have been actioned — 6 removed, 4 escalated to compliance, 6 approved with EDD recorded. FCA audit trail has been generated for all decisions.
⚠️
4 members with active sanctions matches have been removed from this batch and reported to your nominated MLRO per FCA SYSC 6.3 requirements. Compliance team has been notified by email.
Batch Summary
Batch nameCapita GPS — Q2 2026 Transfer
Transfer typePension Scheme Transfer (DC)
Source schemeCapita Group Pension Scheme
Target platformSonata (UK Production)
Product wrapperSIPP
Members to onboard231
Members removed6
Escalated to compliance4
Total transfer value£22,847,350
AML/KYC screeningEnhanced Due Diligence
Estimated completion~1.5 hours
Authorisation
By submitting this batch you confirm:
· All exception decisions are accurately recorded
· You are authorised to initiate transfers of this type
· The FCA audit log has been reviewed and is complete
· MLRO has been notified of all sanctions decisions
· All exception decisions are accurately recorded
· You are authorised to initiate transfers of this type
· The FCA audit log has been reviewed and is complete
· MLRO has been notified of all sanctions decisions
Step 7 of 7
Processing
Batch CONS-2026-0841 is being processed in parallel across Sonata's transfer pipeline. Average completion time for a batch of this size: ~1.5 hours.
0
Accounts created
231
In queue
0
Errors
0%
Complete
Overall Progress
Initialising...
Schema Validation
Running — verifying all 231 records...
Deduplication
Waiting...
Account Creation
Waiting...
Transfer Initiation
Waiting...
Member Notifications
Waiting...
Audit Log Finalisation
Waiting...
Live Activity Log
→ [14:23:01] Batch CONS-2026-0841 submitted by NK — 231 members queued
→ [14:23:01] FCA audit log initialised — reference AUD-2026-0841-UK
→ [14:23:02] Schema validation pipeline started — 8 parallel workers
✓
Transfer Complete
Batch CONS-2026-0841 has been successfully processed. 228 member accounts have been created and funded on the Sonata platform. The FCA-compliant audit trail has been sealed and archived.
228
Accounts created
£22.4m
AUM transferred
1h 24m
Total duration
Completion Summary
Batch referenceCONS-2026-0841
Submitted14 Apr 2026, 14:23
Completed14 Apr 2026, 15:47
Accounts created228
Failed (retry queued)3
Member notifications sent228
Audit log referenceAUD-2026-0841-UK
MLRO report filedYes — 4 SAR cases
System Configuration
Integration Settings
Configure endpoint connections for transfer gateways and identity verification services. Changes take effect immediately and apply to all new batches.
Connected
Origo
Transfer Gateway · Pension / DC
Connected
Equisoft
Transfer Gateway · Wealth / ISA
Connected
SmartSearch
AML / KYC · Identity Verification
Origo Transfer Gateway
Equisoft Connect
SmartSearch KYC
🏦
Origo Transfer Gateway
Origo's industry-standard transfer network for pension scheme and DC plan member transfers. Used for pension authority requests, transfer values, and scheme information exchange between ceding and receiving schemes.
99.7%
Uptime (30d)
142ms
Avg. latency
1,847
Requests (30d)
3
Errors (30d)
Origo Options Transfer API v3 — HTTPS only
Your registered scheme reference with Origo Options
Advanced Settings
Enable automatic retry on gateway timeout
Retry failed requests up to 3 times with exponential backoff
Enable transfer value caching
Cache TV responses for 24 hours to reduce gateway calls on large batches
Send via ORIGO UNIPASS authentication
Use Unipass identity for scheme-to-scheme authorisation instead of OAuth
Records per API call
Recent Connection Log
→ [09:14:22] GET /v3/transfers/ping — 200 OK — 138ms
→ [09:14:22] OAuth token refresh — expires in 3599s
→ [08:47:11] Batch CONS-2026-0840 — 187 transfer requests sent
→ [08:47:11] All 187 acknowledged by Origo Options gateway
→ [07:30:00] Scheduled health check — 200 OK — 154ms
→ [06:12:44] POST /v3/transfers — 503 Gateway Timeout — retry 1/3
→ [06:12:47] Retry succeeded — 200 OK — 201ms
💼
Equisoft Connect
Equisoft's transfer and distribution network for wealth management platforms. Handles ISA, GIA, and SIPP transfers between life companies, platforms, and investment managers. Supports both in-specie and cash transfer instructions.
99.4%
Uptime (30d)
218ms
Avg. latency
3,214
Requests (30d)
14
Errors (30d)
Equisoft Connect Transfer API v2
Your Equisoft registered participant identifier
Advanced Settings
Enable in-specie transfer eligibility check
Automatically check if holdings are available for in-specie transfer before requesting cash
Auto-chase outstanding transfer requests
Send automated follow-up after 10 business days if transfer not acknowledged
Notify operations team on transfer failure
Send email alert to ops-transfers@bravura.com when a transfer instruction is rejected
Recent Connection Log
→ [09:14:23] GET /api/v2/transfer/health — 200 OK — 211ms
→ [08:47:12] Batch CONS-2026-0840 — 3,214 ISA transfer requests dispatched
→ [08:47:14] 14 holdings flagged as not in-specie eligible — switched to cash
→ [08:47:15] All 3,214 acknowledged by Equisoft Connect
→ [07:30:01] Scheduled health check — 200 OK — 198ms
🔍
SmartSearch
SmartSearch's automated AML, KYC, and identity verification platform. Provides electronic identity verification, PEP and sanctions screening, and ongoing monitoring for FCA Enhanced Due Diligence compliance. Integrated with Cifas, Equifax, and global sanctions lists.
100%
Uptime (30d)
94ms
Avg. latency
6,441
Checks (30d)
0
Errors (30d)
SmartSearch REST API v2 — UK jurisdiction
Can be overridden per batch in Step 1
Screening Configuration
Enable OFAC sanctions screening
US Office of Foreign Assets Control SDN and consolidated lists
Enable HM Treasury sanctions screening
UK Consolidated List of Financial Sanctions Targets
Enable UN sanctions screening
UN Security Council Consolidated List
Enable PEP screening
Politically Exposed Persons — Level 1 (direct) and Level 2 (associates)
Enable Cifas fraud database check
Cross-reference against Cifas National Fraud Database entries
Enable ongoing monitoring
Re-screen onboarded members against updated sanctions lists every 30 days
Confidence above this → auto-block
Compliance Reporting
Auto-generate SAR referral for sanctions matches
Automatically raise Suspicious Activity Report and notify nominated MLRO
Include SmartSearch audit trail in FCA log
Append full screening decision record to Bravura Consolidate audit log for FCA inspection
Recent Connection Log
→ [09:14:22] GET /v2/health — 200 OK — 91ms
→ [09:14:22] Sanctions lists up to date — last refreshed 2026-04-15 06:00 UTC
→ [08:47:13] Batch CONS-2026-0840 — 247 identity checks submitted
→ [08:47:14] 231 cleared / 4 sanctions matches / 9 PEP flags / 3 ID incomplete
→ [08:47:15] 4 SAR referrals auto-generated — MLRO notified
→ [07:30:02] Scheduled health check — 200 OK — 88ms